MOVE YOUR MONEY

As I sat down to pay my bills this evening, I realized, I forgot to mention that today is Bank Transfer Day! Contrary to common practice, we are not celebrating robing Peter to pay Paul, by transferring your credit card balance from one card to the next.  Although, if you are trying to reduce your debt, transferring your credit balance to a card with less interest is a good way to go. I caution you that most cards have transfer balance fees and sometimes the fee is so high you should just leave things where they are and pay your bill.  If you’ve been a good customer, you may be able to convince the bank to lower your interest rate.  I’m not a certified financial planner, so back to today’s holiday.

In 2011, Kristen Christian started a campaign urging people to transfer their banking business from “Big Banks” to Credit Unions. Her protest was ignited by the growing amount of maintenance fees being charged by “Big Banks.”  Credit Unions have plenty of benefits, however, Credit Unions are like exclusive clubs you can only join based on where you work, live, and the associations with which you’re affiliated. If you have a family member that loves you or a friend that likes you a lot, they can open an account for you. Celebrate today by examining your banking relationship.  If it’s time for you to take your business elsewhere, find the Credit Union best for you, move your money, and…

HOLIDAY ON MY FRIENDS!!!

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Side-Eye

You should be able to celebrate today without thinking!  It’s National Use Your Common Sense Day!   Why today? Well, it may not be common knowledge, but today is the birthday of film actor Will Rogers, who commonly said, “Common sense ain’t that common.” I’m sure we all know someone who couldn’t celebrate today even if they studied in advance, which, they should have been doing.  You don’t have to be a genius to celebrate, you just have to be common.  Live a common life and have common experiences.  I say we rename today, “Don’t Do Anything Dumb Day.”  Spend today exercising sound practical judgment that doesn’t require any special knowledge, training or skill. I like how Dictionary.com says, “…normal native intelligence.”  I guess that depends on what you’re native to.  Celebrating should come naturally, but if you see someone giving you the side-eye today, you’re probably not celebrating. Have fun and…

HOLIDAY ON MY FRIENDS!!!

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Today’s References: Biography, Dictionary.com

Grilling is cheating

In my experience, most men have at least one dish they can cook without burning the house down.  Today is a great day to have the man of the house prove it.  It’s National Men Make Dinner Day!  If you’re a man who lives alone or already makes dinner daily, this isn’t really your holiday.  You can take a break and celebrate Go Look for Circles Day.  If you aren’t the regular cook, apron up.  It’s your turn to burn (not literally, of course).  While there are plenty of professional male cooks, the average everyday guy isn’t known for throwin’ down in the kitchen.  Grilling is cheating, but using a recipe isn’t.  Get in the kitchen, find the post, pans, and seasonings, then prepare to throw down.  Pull up Youtube, find a website, or open a good old fashion cookbook, follow directions, get dinner going and…

HOLIDAY ON MY FRIENDS!!!

100 Ways

Today we celebrate the liquid that does it all! Not water. Not pee. It’s National Vinegar Day! Whether seasoning your food, cleaning your pet, or making an ink pen, there’s a vinegar for that. It comes in almost as many flavors as it has uses; white, apple, red wine, mango, and more.  With literally 100 uses you can celebrate today a hundred different ways. So choose the vinegar that fits your crime and…

HOLIDAY ON MY FRIENDS!!!

Today’s References: Versatile Vinegar